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If you think you’re safe browsing the Internet for shopping ideas, think again.
Scammers are trolling your searches to identify what products buyers are looking for. “When you click on things, even if you don’t make a purchase, scammers have access to those tools, so they can get a really good gauge of what you’re looking for,” says Melissa Lanning Trumpover, director of executive Institute of Better Business Bureau for Marketplace Trust Yahoo Life. “They are always on the lookout for the most popular products that offer consumers the best prices, and as we know that price is a major factor in falling victim to a scam, we need to be careful about this.” .. If it sounds too good to be true, it probably is. If no one else has that product, and it’s a great price, just be very careful and proceed with caution.”
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most dangerous online shopping scam
“Online buying scams were in the top three riskiest scams for the third year in a row,” Trumpover says. “When COVID hit, it became very clear that this was becoming even more risky as people were increasing their online presence.” Each year, his team produces a report that identifies the most risky scams for consumers. Trumpover said 2020 report Buying shows online is one of the biggest offenders.
So before you start shopping, make sure you have the tools and information you need to protect yourself and your personal information.
“When you create online accounts, use a different password for each account. That way if your password on one account is compromised, the attacker will not be able to break into all your other accounts.” Dr. Laurie Cranor, Director of SciLab Security and Privacy Institute at Carnegie Mellon University tells Yahoo Life. Some of the best ways to protect yourself and your personal information, says Dr. Cranor, are to stick to websites and vendors you’re familiar with, do your research on ones you haven’t heard of before, and find your own. Be smart about the way you set up your accounts. “Completely random passwords are the most secure, but they are hard to remember. Write them down in a secure place or use a password manager program.”
There’s a way to generate completely random passwords for your online accounts LastPass Premium. This top-rated password manager creates secure and unique passwords for virtually every online account you use. Once the password is created, the software simplifies your online purchases by automatically filling in those long and complex passwords for you.
LastPass Premium Also stores your payment information and shipping details in its vault and fills them in automatically. This adds another layer of security to your online purchases as sellers do not have access to your credit card information. And you get the bonus of making your online shopping easy.
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Speaking of credit cards, Trumpover says: BBB study shows that some payment methods are more secure than others. “Make sure you’re using a credit card or PayPal when you enter payment. Those are the two payment methods that didn’t lose much money,” she says. “When people were using non-traceable payment methods, they were more likely to not get their money back or lose money.”
The FTC Adds That Credit Card Companies Also Allow You dispute unauthorized charges Or temporarily withhold payments when you suspect you have been the victim of a scam.
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